Rent, tax, daycare and transport, with a calculator for your own offer.
In short: Housing is the cost we can measure: SSB's 2025 survey puts the average rent for 2 rooms at NOK 15,260 a month in Oslo and Bærum, 29%% above the national average. A single average income leaves roughly NOK 30,000 a month after that rent, before food, energy, transport and insurance, for which we have not yet collected verified prices. Use the calculator with the salary you were offered.
By AtiveSite · Published 06/11/2026 · Updated 06/11/2026 · Every figure is linked to its source below.
Calculator
Does this salary work here? (estimate)
Type the gross monthly salary you were offered. We apply the 2026 tax rules and subtract an average rent from SSB.
Method: national insurance 7.6%, standard deduction 46% (max NOK 95,700), personal allowance NOK 114,540, ordinary income tax 22% (assumed unchanged; verify), bracket tax 1.7/4.0/13.7/16.8/17.8%. Ignores pension, union fees, deductions, municipal differences and holiday-pay timing. Rent = SSB 2025 survey average, not a current asking price. Food, energy, transport and insurance must still come out of what is left. Not advice.
Ordinary income tax (22%) is applied on income after deductions; lower rates apply in parts of northern Norway. Confirm current rates on Skatteetaten before relying on them.
Kindergarten: full-time place NOK 1,200 per month (national maximum price; food is extra) – City of Oslo.
Public transport (Ruter, Zone 1, adult): single ticket NOK 46 from January 2026; 30-day ticket NOK 495 from 1 November 2026 per Ruter's notice of 13.10.2026 (earlier notices show NOK 655 after the May 2026 reduction: confirm on ruter.no); 365-day ticket NOK 7,550.
NATIONAL average pay + OSLO rentEstimate (method on the Pay tab) Source: SSB 11658, SSB 09895, City of Oslo, 2026 tax rules · Data: 2026
Average monthly earnings for all occupations: NOK 61,670 gross; estimated net per person NOK 45,612.
Sort:
Household scenario ⇅
Housing assumed (SSB average rent, Oslo+Bærum) ⇅
Net income / month (est.), NOK ⇅
Left after housing (+ daycare), NOK ⇅
Single person, one average income
1 room (NOK 10,090)
45,612
35,522
Couple, two average incomes
2 rooms (NOK 15,260)
91,225
75,965
Family, two average incomes, two children in kindergarten (assumption)
3 rooms (NOK 19,030) + 2 × NOK 1,200
91,225
69,795
Left is before food, energy, transport, insurance, leisure and everything else: we have not collected verified official prices for those yet, so we do not estimate them. A household with other incomes or no children will differ.
Rent by area (SSB)
OSLO+BÆRUM and other areasOfficial survey averages (not asking prices) Source: SSB table 09895 · Data: 2025
A 2-room home averages NOK 15,260 a month in Oslo and Bærum, 29% above the national average (NOK 11,790). Akershus outside Bærum is about 18% cheaper for 2 rooms and 26% cheaper for 3 rooms: the trade-off is commuting.
Sort:
Area (average monthly rent, NOK) ⇅
1 room ⇅
2 rooms ⇅
3 rooms ⇅
Oslo and Bærum
10,090
15,260
19,030
Akershus except Bærum
n/a
12,520
14,160
Bergen
7,510
11,870
13,720
Trondheim
n/a
11,850
14,430
Whole country
8,770
11,790
13,910
Stavanger
n/a
11,400
13,630
"n/a": SSB does not publish that cell. Oslo has 15 city districts (bydeler); there is no official ranking and we do not invent one. See the City of Oslo.